Mountain Mortgages

Tailored Solutions, Trusted Support, Your Path to Property Success.

  • Looking for the best home loans? At Mountain Mortgages, we specialise in finding competitive mortgage rates and flexible home loan options tailored to your needs. Whether you're a first-time buyer or looking to refinance, our expert mortgage brokers can guide you through the entire process, offering personalised advice and access to a wide range of lenders. Discover low interest rates, quick approvals, and comprehensive support for your home loan journey.

  • Considering refinancing your mortgage? At Mountain Mortgages, we offer expert refinancing solutions to help you secure lower interest rates, reduce monthly payments, or access equity in your home. Our experienced mortgage brokers provide personalised advice and access to a variety of refinancing options, including fixed-rate and variable-rate loans. Benefit from competitive rates, streamlined application processes, and tailored refinancing strategies to meet your financial goals. Contact us today to explore how refinancing can optimise your mortgage and enhance your financial flexibility!

  • Are you a first-time home buyer? At Mountain Mortgages, we specialise in helping first home buyers navigate the mortgage process with ease. Our expert mortgage brokers offer tailored advice on competitive home loan rates, first home buyer grants, and low deposit options. We provide comprehensive support to secure the best mortgage for your new home, including pre-approval, application assistance, and guidance through every step. Start your journey to homeownership with confidence—contact us today to explore the best home loan solutions for first-time buyers!

  • Looking for investment loans? At Mountain Mortgages, we provide expert guidance to help you secure the best investment property loans. Our experienced mortgage brokers offer tailored advice on competitive interest rates, flexible terms, and loan features for real estate investments. Whether you're investing in residential or commercial properties, we can help you navigate the loan application process, access funding, and maximise your investment potential. Discover the ideal investment loan solutions to grow your property portfolio. Contact us today for personalised assistance and optimal loan options!

  • Looking for SMSF loans? At Mountain Mortgages, we specialise in self-managed super fund (SMSF) loans, offering expert guidance to help you finance property investments through your SMSF. Our mortgage brokers provide tailored advice on competitive rates, flexible terms, and regulatory requirements for SMSF property loans. Whether you're interested in residential or commercial properties, we can help you navigate the complexities of SMSF borrowing, optimise your investment strategy, and secure the best loan for your super fund. Contact us today to explore SMSF loan options and enhance your investment portfolio!

  • We offer a comprehensive range of finance and loan services, including car loans, business loans, and commercial loans, tailored to meet your diverse financial needs.

Services

Client Testimonials

  • "Great customer service! - Lucas helped me get a loan for my new car the customer service was unreal and second to none, I highly recommend Lucas for your next loan or financial advice. Lucas made the process nice and easy and took all the stress away!!"

    Jonathan L

  • "Lucas was very helpful and super prompt with all his communications which put a first time buyer at ease."

    Elliot B

  • "Great communication - Lucas was very helpful and explained everything in simple terms for us to understand. He communicated with us through the entire process.”

    Debbie K

About Us

At Mountain Mortgages, we are dedicated to providing bespoke finance solutions tailored to meet the unique needs of each client. Based in Sydney and operating nationally, our commitment is to offer a streamlined and efficient mortgage process, ensuring you have direct communication with your broker at all times. We pride ourselves on our trustworthiness and excellent communication, ensuring you feel supported and informed throughout every step of your mortgage journey.

Our solution-based broking approach means we go above and beyond to find the right mortgage for you, no matter your situation. At Mountain Mortgages, we are always available to assist, providing personalised service and expert advice to help you navigate the complexities of securing a mortgage. Trust us to be your reliable partner in achieving your property goals with a seamless and stress-free experience.

FAQs.

  • We offer our services at no charge to you! Our compensation comes directly from the lender you select, paid upon the settlement of your loan.

  • We have over 70 Lenders available. These lenders range from the Big 4 Banks to Non-Bank Lenders. In addition these lenders cover loan types such as: Residential Mortgages, Commercial Loans, SMSF Loans, Businesses Loans, Car Loans and Personal Loans.

  • The time it takes to receive pre-approval can vary significantly depending on the lender. While some lenders can issue a pre-approval within a few hours, others may take over seven business days. If swift approval is a priority for you, please let us know so we can find the most suitable solution to meet your needs.

  • Simply call or email on +61 424 266 336 & hello@mountainmortgages.com.au.

  • Typically, you’ll need proof of income, bank statements, identification, and details of any existing debts or assets. We will guide you through the specific requirements based on your situation.

  • We can assist with a variety of loan types, including home loans, investment loans, refinancing, construction loans, SMSF Loans, personal loans, car loans and commercial loans.

  • Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit amount. We can help you assess your borrowing power and find suitable loan options.

  • A fixed-rate mortgage has an interest rate that remains constant throughout the loan term, while a variable-rate mortgage has an interest rate that can fluctuate based on market conditions.

  • Redraw Facility: Allows you to withdraw repayments you've made on your mortgage if needed.

    Offset Account: A linked account where the balance offsets your mortgage principal, reducing the interest you pay.

    In essence, redraw gives access to repayments, while offset reduces interest by lowering the loan balance.